- Business
Which financial planning software is available?
Since we are often asked about financial planning, we want to give as objective an overview as possible of the financial planning software that is available. The analysis is based on the current websites of the selected providers. You can also find an up-to-date overview including ratings of software providers on the OMR Review page on financial planning software.
First of all, though, we should briefly clarify what financial and cash flow planning are and what they have to do with enterprise planning.
What is enterprise planning (ERP)?
Enterprise planning, often also referred to as enterprise resource planning or ERP for short, means software that helps companies to plan and optimise the use of their resources (staff, capital, raw materials and so on).
As a rule, ERP systems are used by large companies or groups in order to plan, monitor and optimise their complex processes. Above all because the costs of ERP systems can quickly run into tens of thousands of euros a month and because implementation usually stretches over several months.
Enterprise planning systems, or ERP systems for short, are therefore among the most extensive software products for companies. They map every area of a company, but particularly the following:
- Finance
- Sales & service
- Manufacturing
- Human resources (HR)
- Logistics (supply chain)
- Compliance (risk management)
Specifically, the three core functions (of large companies) are mapped in the finance area:
- Accounting
- Financial planning & analysis (FP&A, planning & controlling)
- Treasury (planning, managing and processing payment flows)
Figure: the 3 core functions in the finance area
What is the difference between financial planning and cash flow planning?
Financial planning and cash flow planning map sub-areas of the finance function; the difference lies in the objective of the planning.
The difference between the two types of planning is so great that in larger companies the financial plan and the cash flow plan are
- drawn up in different departments,
- by staff with different qualifications and
- using different tools
and monitored separately.
A more detailed comparison between the financial plan and the cash flow plan can be found here.
Is COMMITLY a financial planning software?
Not in the narrow sense: COMMITLY does not plan the profit and loss account, it plans cash flow. COMMITLY is the cash flow platform for SMEs in the EU that takes you from plan to payment: a professional, easy-to-use planning system with rolling forecast, scenarios and plan-actual comparison, plus invoice approval and payment — as a SEPA XML file, via Pay by Bank or EBICS — in one system. Financial planning with a budgeted P&L stays with your controlling team. More about cash flow planning with COMMITLY
What is financial planning?
A company’s financial plan sets the revenue it expects against the expenses it expects over a period, with the aim of determining the profit. At the heart of a financial plan is a budgeted profit and loss account for a particular period, usually a financial year. The budgeted P&L is often accompanied by supporting calculations or detailed plans such as sales planning, an investment appraisal, financing planning and workforce planning.
In larger companies the financial plan is also broken down into (business) divisions or cost centres. There may also be a supporting calculation for taxes on income, of varying complexity. Strictly speaking, the budgeted balance sheet would also be part of financial planning. In practice, however, it is often neglected and replaced by the supporting calculations mentioned above.
The financial plan maps the accounts for a period. The accounts are therefore also the most important source of information. A financial plan without accounting is not possible.
Financial planning is therefore carried out in the planning & controlling department (financial planning & analysis, or FP&A for short). In controlling, that is, in comparing actual and budgeted figures, FP&A works together with the accounting department.
What is cash flow planning?
Cash flow planning determines a company’s future payment flows and sets them against one another in a systematic form.
The task of the cash flow plan is to show a company’s future available liquid funds, that is, the liquidity position on a particular day.
Cash flow planning is drawn up and monitored in the treasury function. Treasury is responsible for planning, managing and processing payment flows. Former employees from the banking sector are often deployed in treasury. The source of information for cash flow planning and monitoring is the company’s bank accounts.
Assumptions from the financial plan naturally feed into cash flow planning as well. But they first have to be “translated” into payment flows. Key words here: cash receipts vs. revenue, periodicity, service period. More on this here.
Which providers of financial planning software are there?
This article presents eleven providers of financial planning software, meaning tools for budgeted P&L, budgets, forecasts and consolidation. For cash flow planning specifically, we compare fifteen vendors in our vendor list for cash flow planning software.
The first version of this article dates from 2020. Since then, eight of the eleven providers have changed owner or repositioned their planning product. The table and short profiles therefore reflect the state of September 2026.
The providers at a glance
| Provider | Owned by | Planning product today | Deployment | Cash flow planning |
|---|---|---|---|---|
| Anaplan | Thoma Bravo (since 2022) | Anaplan Platform | Cloud | not mentioned |
| Board | Nordic Capital (since 2019) | Board Enterprise Planning Platform | Cloud, on-premise | yes |
| CCH Tagetik | Wolters Kluwer | CCH Tagetik | Cloud, on-premise | yes |
| Corporate Planning | proalpha (since 2021) | Corporate Planner, CP-Suite | Cloud, on-premise | yes |
| Denzhorn | – | BPS-ONE, BPS-KONS | – | yes |
| IDL | insightsoftware (since 2020) | IDL Konsis, IDL Forecast | – | via the cash flow statement |
| Infor | Koch Industries (since 2020) | Infor EPM | Cloud | not mentioned |
| Jedox | Insight Partners (since 2021) | Jedox | Cloud | yes |
| Lucanet | Hg (since 2022) | CFO Solution Platform | Cloud | yes |
| SAP | independent | SAP Analytics Cloud, SAP Enterprise Planning | Cloud | in treasury |
| Unit4 | TA Associates (since 2021) | Unit4 FP&A, Unit4 IFP | Cloud | yes |
Table: Providers of financial planning software, as of September 2026, based on the providers’ websites; owners according to press releases. “–”: no information found.
Planning software builds on the actual figures from accounting. That is why every provider offers interfaces to accounting and ERP systems. If what you mainly need to know is whether the money will last, you need the bank accounts as the source instead — that is the difference between financial planning and cash flow planning.
Short profiles of the providers
Anaplan
Provider website: anaplan.com
Anaplan is a cloud platform for company-wide planning and has been owned by the investment firm Thoma Bravo since 2022. It now describes itself as an AI-powered platform for planning and decisions across the whole company, from finance to sales and the supply chain. According to Anaplan, more than 2,600 companies use it, mostly large corporations. Anaplan does not list cash flow planning as a separate function on its FP&A page.
Anaplan product demo: Budgeting and forecasting
Board
Provider website: board.com
Board comes from Chiasso in Switzerland and has been majority-owned by Nordic Capital since 2019. The Board Enterprise Planning Platform brings financial and operational planning together and adds AI functions. Board names cash flow and liquidity management as a use case. It runs in the cloud or on-premise.
Video: Board and Integrated Business Planning
CCH Tagetik (Wolters Kluwer)
Provider website: wolterskluwer.com
CCH Tagetik belongs to Wolters Kluwer; the former address tagetik.com now redirects there. The platform combines financial close, planning and reporting and has its own solution for cash flow planning and analysis. According to the provider, more than 2,000 finance teams in over 60 countries use it. It runs in the cloud or on-premise.
Video: Plan smarter with CCH Tagetik
Corporate Planning
Provider website: corporate-planning.com
CP Corporate Planning GmbH from Hamburg has been part of the proalpha group since 2021 and has been developing software for controlling and corporate management for more than 35 years (Corporate Planner, CP-Suite). Liquidity management is a solution of its own. The software is aimed at companies of any size and runs on-premise or in the Corporate Planning Cloud.
Video: Liquidity management with Corporate Planner Cash (German)
Denzhorn
Provider website: denzhorn.de
Denzhorn from Ulm has been developing software for corporate planning (BPS-ONE) and group consolidation (BPS-KONS) for mid-sized and larger companies since 1994. According to Denzhorn, cash flow planning is an integral part of BPS-ONE. Denzhorn cites more than 2,000 mid-sized customers.
Video (sanss Business Software): BPS-ONE (German)
IDL (insightsoftware)
Provider website: insightsoftware.com
IDL has belonged to insightsoftware since December 2020; the address idl.eu redirects there. Its products cover consolidation and integrated group financial planning (IDL Konsis, IDL Forecast); IDL Forecast plans P&L, balance sheet and cash flow statement together. According to the provider, more than 1,100 customers in the DACH region use IDL.
Infor
Provider website: infor.com
Infor has been wholly owned by Koch Industries since 2020. Infor now offers planning, budgeting, forecasting and consolidation as Infor EPM in the Infor Industry Cloud; the CloudSuite Financials page presented here in 2020 no longer exists. The EPM page does not mention cash flow planning; the financial ERP has cash management.
Jedox
Provider website: jedox.com
Jedox from Freiburg has been majority-owned by Insight Partners since 2021 and offers AI-powered software for financial planning (FP&A) and performance management, from mid-sized companies to large corporations. Jedox has its own solution for cash flow planning. According to Jedox, more than 2,900 customers use it. Jedox is also on our vendor list.
Lucanet
Provider website: lucanet.com
Lucanet (formerly LucaNet) from Berlin has been majority-owned by Hg since 2022. Its consolidation and planning software has become the “CFO Solution Platform”, with financial planning, forecasting, consolidation and an area for banking and cash management. According to Lucanet, more than 6,500 customers worldwide use it. Lucanet is also on our vendor list.
Video: Financial planning and controlling made easy
SAP
Provider website: sap.com
SAP from Walldorf now plans with SAP Analytics Cloud and the new, agent-based SAP Enterprise Planning. SAP Business Planning and Consolidation (BPC), presented here in 2020, is being phased out; maintenance ends between 2027 and 2030 depending on the version. SAP covers cash flow planning in its treasury area, not in the FP&A solution. SAP is also on our vendor list.
Unit4
Provider website: unit4.com
Unit4 from Utrecht has been owned by TA Associates since 2021. Its cloud platform combines ERP and planning (Unit4 FP&A, Unit4 IFP) for finance, HR and project teams and plans P&L, balance sheet and cash flow in one model.
Video (Myriad Consulting): Unit4 PSA Project Management, Budget & Planning
Credits: Photo by Diggity Marketing on Unsplash
From plan to payment: planning, approval and payment in one system.
Try it for free