Your external CFO – right inside your account.
An independent, honest assessment of your cash flow and planning data.
What would an experienced finance director see in your figures?
COMMITLY AI analyses your structured financial data like an external CFO: neutral, data-driven and free of self-interest. You receive more than key figures – you get a well-founded assessment, including clear recommendations for action.
The problem
Good figures do not automatically mean good decisions.
50 % of the budget left. Positive cash flow. Three months of runway.
These values look reassuring – until an outside expert takes a closer look.
What is often missing:
- Putting the point in time into context
- An assessment of data quality
- A comparison of plan and reality
- Neutral interpretation, free of operational tunnel vision
COMMITLY AI Insights takes on precisely this role.
An honest second opinion normally costs
- Interim CFO: EUR 1,500–2,500 per day
- Management consultancy: project costs in the high four- to five-figure range
- Senior finance hire: >EUR 100,000 per year
COMMITLY AI Insights delivers this perspective automatically – based on your real bank, plan and Forecast data. With no extra staff costs.
360° Cashflow-Intelligence
What COMMITLY AI Insights spots in your figures as an external CFO
COMMITLY AI Insights analyses your financial data in a structured, context-aware way – just as an experienced external CFO would.
The difference: the assessment runs automatically, is available at any time and sits right inside your account.
Liquidity risks before the squeeze
COMMITLY AI Insights looks beyond the current account balance and takes in the dynamics of the coming weeks and months.
The analysis spots:
- When cash flow tips over
- Whether fixed costs put the current surplus into perspective
- Whether liquidity reserves are realistic
Early, concrete recommendations for action instead of a belated response.
Unrealistic budgets and planning errors
A budget still untouched in December is rarely good news.
COMMITLY AI Insights checks systematically:
- Whether budgets still match reality
- Whether spending has been planned unrealistically low
- Whether missing invoices distort the picture
Realistic projections instead of false certainty.
An objective assessment instead of an internal perspective
Internal teams judge figures operationally. COMMITLY AI Insights judges them in business terms – independently of internal interests or assumptions.
The analysis takes into account:
- Plan vs. actual
- The structure and level of fixed costs
- The sustainability of the business model
- Risks in relation to the size of the company
A transparent, neutral CFO assessment – data-driven and comprehensible.
More confidence in financial decisions
With COMMITLY AI you get:
- Validation of your own assessment
- Clear warnings when developments turn critical
- Transparent reasoning behind every statement
- Structured decision material for management or investors
You still make the decisions yourself – but on the basis of a well-founded second opinion.
How does COMMITLY AI Insights work?
COMMITLY AI Insights is fully integrated into your existing financial logic. The analysis draws exclusively on structured data from your account – not on free-form text input or external documents.
A structured data basis
Your bank, plan and Forecast data is prepared inside COMMITLY and placed in a clearly defined analysis context: period, plan vs. actual, status and data quality.
Validated analysis
Before any evaluation takes place, the system checks permissions, data consistency and completeness. Only relevant, verified information feeds into the assessment.
Protected processing inside the EU
The analysis runs in an isolated hosting environment within the EU (Frankfurt). A specialised AI agent assesses your figures like an external CFO – data-driven and in context.
Traceable results
Every assessment is based on concrete transactions and plan data. No sweeping statements. No black box. You can see what a recommendation rests on.
Security & data sovereignty
Financial data calls for maximum control. That is why security is part of the architecture – not just a promise.
Active opt-in / opt-out
The AI only becomes active once you deliberately switch it on. No automatic analysis. And it can be switched off again at any time.
Role-based access control
Only authorised users (account owner, admin) can activate AI Insights.
EU Data Residency
Processing and storage take place exclusively in the EU region. Your data never leaves the European Union.
ISO 27001:2022 certified
ISO 27001:2022 certified. Regular audits secure compliance with our security standards and their continued development.
Ready for your cash flow platform?
FAQ - COMMITLY AI Insights
COMMITLY AI Insights analyses your structured bank, plan and forecast data and assesses it the way an external CFO would. You get a context-based assessment of your cash flow, how realistic your budget is and where the risks are – including recommendations you can follow up on.