Cash flow planning software.
Plan, control and steer your cash flow.

An up-to-the-day liquidity overview shows your company's current cash position on a daily basis, consolidated across all bank accounts, credit lines and open items. It covers customer payments, salaries, supplier payments, loan repayments and every other financial obligation. In COMMITLY the liquidity overview updates automatically with every new bank transaction, up to four times a day, with no manual upkeep.

A cash flow forecast helps you predict and plan your financial flows over a given period — typically the next 90 to 360 days. It safeguards your ability to pay, identifies cash shortfalls early, and gives you the basis to spot and seize investment opportunities. Forward-looking cash flow planning combined with effective controlling secures your company's financial stability.

A rolling cash flow forecast is dynamic. Instead of covering a fixed period (a financial year, for example) it runs on continuously. It adapts flexibly to new information and extends the forecast horizon automatically, day by day. You are always planning the coming weeks or months ahead without manually extending the plan. COMMITLY offers rolling forecasts as standard.

Variance analysis in cash management compares planned cash flows with the transactions that actually occurred — category by category, with full drill-down. In COMMITLY this plan vs. actual comparison runs automatically off your bank data. On top of variances in amount you also see variances in timing: late payments, expenses brought forward. With COMMITLY cash flow units you can go all the way down to each individual transaction line.

Forecast accuracy depends on data quality. With well-maintained open items and a complete set of bank connections, forecast accuracy over 13 weeks is typically 90 percent or better. For medium-term forecasts over 12 to 24 months, scenario ranges are a better approach than point forecasts. In medium-term planning, COMMITLY AI automatically delivers best-case, worst-case and median forecasts.

COMMITLY exports your cash flow plans and reports as PDF or XLSX, or directly via the API. You build custom overviews, highlight key figures and share reports with management, your advisory board, banks or investors — all from a single interface. With the MCP Server extension (COMMITLY AI Connect), COMMITLY can also be plugged directly into various AI models as well as custom workflows and chatbots.

COMMITLY connects via regulated interfaces to more than 5,000 banks across Europe (multi-aggregator banking with several licensed banking API providers). On the accounting side, DATEV, lexoffice, weclapp and other systems are connected. Through the COMMITLY API and Zapier or Make.com you can integrate any further system you need. With the MCP Server extension (COMMITLY AI Connect), COMMITLY can also be plugged directly into various AI models as well as custom workflows and chatbots.

All data is held in a high-security AWS data centre in Germany. COMMITLY is ISO 27001:2022 certified, GDPR compliant and compliant with the EU AI Act. The interfaces to banks run exclusively through providers regulated by BaFin, the German financial supervisory authority. The AI components work human-in-the-loop — no black-box decisions.

No. COMMITLY is designed so that managing directors, finance leads or self-employed professionals can operate the tool themselves. If you work with a tax advisor or accounting firm, you can use COMMITLY across multiple clients — your advisor gets their own roles and permissions without disrupting your workflow.

Yes. For groups and holdings, COMMITLY provides a consolidated liquidity overview across multiple entities, banks and accounts in a single view. Roles and permissions can be controlled granularly, right down to category level. Drill down from the group-wide picture to an individual subsidiary, and from the cash position to a single transaction.

Treasury management systems such as Nomentia, Kyriba, TIS or GTreasury are aimed at large corporations with complex cash pooling, hedging and multi-currency requirements. COMMITLY is the operational cash flow platform for SMEs and mid-sized companies — focused on cash flow planning, forecasting and controlling, without an ERP project and without five-figure implementation costs. It is not an ERP replacement either: DATEV, lexoffice and the like remain the data sources, while COMMITLY is the planning and steering layer on top.