COMMITLY account & card
The business account that makes your finances really controls.
Business account, cash flow, and card—fully integrated.
With the COMMITLY business account, you can combine modern banking functions, smart payment control, and liquidity management in a single platform.
No system breaks, no Excel lists, no expense chaos – everything is synchronized, automated, and available on the go.
100% integrated into the COMMITLY Cashflow platform
Your business account isn't just connected—it's fully integrated into your financial management.
- Automatic synchronization of all incoming and outgoing payments
- Direct connection to Cash flow planning, forecasts & scenarios
- Invoices, payments & cash flow in one system
- Real-time overviewhow each transaction affects your Cash position
- No external tools or manual data imports
An account that thinks - and plans.
Your cash flow banking - with you everywhere
Optimized for smartphones, tablets, and desktops. Online bankingfunctions available on your mobile phone:
- Release payments on the go
- Adjust card limits, assign team cards
- Create virtual maps instantly
- Push notifications for transactions & approvals
Account & card for modern companies
With the integrated Mastercard® Debit (physical & digital), you can manage your spending securely and efficiently
- Virtual & physical cards for employees
- Individual budgets, limits & approvals
- Single-use cards for secure online payments
- Virtual IBANs for projects, locations or teams
- Automatic assignment of documents & categories
Virtual IBANs* for clear payment flows
Structure, allocate, understand - without additional accounts.
With virtual IBANs*, you can organize your incoming payments as precisely as your company needs. Each virtual IBAN represents a separate project, location, or business area—ideal for clean structures and maximum transparency in your cash flow.
- Own virtual IBANs for projects, teams, locations, properties or clients
- Clear assignment of all inputs to the correct area
- Better overview for reporting, evaluations & forecasts thanks to a high level of automation
- Can be used immediately and expanded flexibly - without additional accounts
* Virtual IBANs (vIBANs) are used exclusively for allocation and reconciliation purposes and may only be used to receive incoming payments. Swan reserves the right to restrict the use of vIBANs at any time at its own discretion.
smart extensions
Prices of the COMMITLY account & card add-on
Intro
-50%
until the end of Dec.
(Mobile) Web banking
Company / User
Business account with German IBAN
Virtual IBANs
Virtual Debit Mastercard
Physical Debit Mastercard (optional)
Base
EUR 5 / month
(Mobile) Web banking
Company / User
1 / 1
Business account with German IBAN
Virtual IBANs
Unlimited
Virtual Debit Mastercard
Physical Debit Mastercard (optional)
EUR 7,50 / card
Business
EUR 10 / month
(Mobile) Web banking
Company / User
1 / 5
Business account with German IBAN
Virtual IBANs
Unlimited
Virtual Debit Mastercard
Physical Debit Mastercard (optional)
EUR 5,00 / card
Professional
EUR 25 / month
(Mobile) Web banking
Company / User
2 / 8
Business account with German IBAN
Virtual IBANs
Unlimited
Virtual Debit Mastercard
Physical Debit Mastercard (optional)
EUR 5,00 / card
Enterprise
Request
(Mobile) Web banking
Company / User
Unlimited
Business account with German IBAN
Virtual IBANs
Unlimited
Virtual Debit Mastercard
Physical Debit Mastercard (optional)
On request
You can find an overview of fees that may be incurred when using the COMMITLY Card & Account functions and that are charged directly by our banking partner here in our help section.
IMPORTANT INFORMATION
As part of the optional "COMMITLY Account" or "COMMITLY Card" features, Commitly GmbH (Commitly) provides customers with technical payment services via the external e-money institution Swan SAS, 95 Avenue du Président Wilson, 93100 Montreuil, France.
Swan is an e-money institution provider authorized by the French Financial Supervisory Authority (ACPR), registration number 86245. Account opening, IBAN assignment, payment processing (SEPA), and KYC identification are provided by Swan.
Commitly acts as a technical intermediary without offering payment services itself. The customer acknowledges that, within the scope of these services, they also enter into a direct contractual relationship with Swan, over which Commitly has no influence.
To open a business account, you must agree to Swan's terms and conditions.
OUR CUSTOMERS
Developed for every company size
SMEs & corporate groups
Multi-entity structures, central payment control, API integrations.
Start-ups & small companies
Team cards, roles, approvals - all scalable, without overhead.
Freelancers & self-employed
Clean separation of business finances, digital receipt management, mobile control.
Designed for your business needs, used by thousands of companies and their teams
Absolutely recommendable. Thanks to Commitly, a day-by-day control of our sales and costs is possible. As well as the associated planning for the current year. Better and easier handling thanks to Commitly.
Nicole Dahle
Finance Manager Yogaeasy
Your advantages with COMMITLY account & card
Account & card directly integrated into the cash flow software
Full transparency of expenditure and Cash position
Team management - issuing cards at the touch of a button
Modern Mastercard® Debit - digital, physical & virtual
GDPR-compliant, operated with an EU-regulated partner
Optional COMMITLY add-on - 100% integrated
It's so easy to open your COMMITLY business account
(Available for active COMMITLY accounts, not for test accounts)
Register
1
.
COMMITLY Activate add-on, enter master data
Identify
2
.
Digital KYC process - completed in just a few minutes
Start
3
.
Use account, activate card & manage first payment
Start now - open an account in minutes!
the comparison
Why COMMITLY is the perfect addition
Bank functions only
Account & Card & Cash Flow & Expense Management
No team cards
Virtual & physical cards incl. budgets
Manual document entry
Fully automated (OCR)
Separate systems
100% on one platform. 100% integrated.
One account. One card. One system.
Full control over account, Cash position, expenses & team - available everywhere.
PRODUCT
All functions for your cash flow planning
Up-to-date overview of the status of Cash position - right down to the category
All your companies, banks and bank accounts - at a glance
FAQs
For which types of companies is COMMITLY's digital business account best suited?
Our digital business account is suitable for companies of all sizes: As a freelancer or sole trader, you benefit from clear separation of private and business finances, as a start-up from flexible roles and central administration, and as a medium-sized company from multi-entity functionality.
What role does integration with COMMITLY's cash flow software play?
The integration enables you to synchronize payments, open items and forecasts automatically. You receive real-time insights into Cash position and financial planning, can analyze scenarios and plan measures at an early stage.
How does automated invoice processing work with the digital account?
With the digital account in conjunction with COMMITLY Bills, invoices are recorded directly in the system, OCR technology is used to read the data and automatically categorizes transactions and invoices. Approval processes can be set individually. This saves time, reduces sources of error and enables seamless integration into your accounting and tax consultancy.
What security and compliance standards does our digital business account meet?
COMMITLY's digital business account is offered in cooperation with Swan. Swan is an e-money institution regulated under French law (registration number 86245) and is fully subject to the General Data Protection Regulation. The processing is carried out exclusively on the basis of order processing in accordance with Art. 28 GDPR.
How does the digital business account support the scalability and flexibility of my company?
Thanks to multi-user access, role-based authorization management and the integration of several companies or departments, the account grows with your company. It adapts to increasing numbers of employees and more complex structures, enables processes to be adapted quickly and ensures that efficiency, transparency and control are maintained even during expansion.
