Your external CFO—right in your account.
An independent, honest assessment of your cash flow and planning data.
What would an experienced CFO see in your figures?
COMMITLY AI analyzes your structured financial data like an external CFO: neutrally, based on data, and without any vested interests. You receive not only key figures, but also a well-founded assessment—including clear recommendations for action.
The problem
Good numbers do not automatically mean good decisions.
50% remaining budget. Positive cash flow. Three months of runway.
These figures seem reassuring—until an outside expert takes a closer look.
Often missing:
- Classification of the point in time
- Data quality assessment
- Comparison of plan and reality
- Neutral interpretation without operational blindness
COMMITLY AI Insights takes on precisely this role.
An honest second opinion usually costs
- Interim CFO: $1,500–$2,500 per day
- Management consulting: Project costs in the high four- or five-figure range
- Senior Finance Hire: >$110,000 per year
COMMITLY AI Insights provides this perspective automatically—based on your actual bank, plan, and forecast data. Without additional personnel costs.
360° cash flow intelligence
What COMMITLY AI Insights recognizes in your figures as an external CFO
COMMITLY AI Insights analyzes your financial data in a structured and context-based manner—just as an experienced external CFO would.
The difference: the evaluation is automated, available at any time, and directly in your account.
Liquidity risks before the bottleneck
COMMITLY AI Insights looks not only at your current account balance, but also at the dynamics of the coming weeks and months.
The analysis recognizes:
- When cash flow tips over
- Whether fixed costs put the current surplus into perspective
- Whether liquidity reserves are realistic
Early, concrete recommendations for action instead of delayed reactions.
Unrealistic budgets and planning errors
A full remaining budget in December is rarely good news.
COMMITLY AI Insights systematically checks:
- Whether budgets still match reality
- Whether expenditures were planned at unrealistically low levels
- Whether missing invoices distort the picture
Realistic forecasts instead of false security.
Objective assessment instead of internal perspective
Internal teams evaluate figures from an operational perspective. COMMITLY AI Insights evaluates them from a business perspective—independently of internal interests or assumptions.
The analysis takes into account:
- Plan vs. Actual
- Structure and amount of fixed costs
- Sustainability of the business model
- Risks in relation to company size
A comprehensible, neutral CFO assessment—data-driven and transparent.
Greater certainty in financial decisions
With COMMITLY AI, you get:
- Validating your own assessment
- Clear warnings in the event of critical developments
- Transparent justification for every statement
- Structured decision-making bases for management or investors
You continue to make your own decisions—but based on a well-founded second opinion.
How does COMMITLY AI Insights work?
COMMITLY AI Insights is fully integrated into your existing financial logic.
The analysis is based exclusively on structured data from your account—not on freely formulated text entries or external documents.
Security & data sovereignty
Financial data requires maximum control. That's why security is part of the architecture—not just a promise.
Active opt-in/opt-out
The AI only activates when you consciously turn it on. No automatic analysis. And it can be deactivated at any time.
Role-based access control
Only authorized users (account owners, administrators) can activate AI Insights.
EU data residency
Processing and storage take place exclusively in the EU region. Your data does not leave the European Union.
No data transfer
Your financial data will not be used for external training purposes and will not be passed on to third parties.
ISO 27001:2022 certified
ISO 27001:2022 certified. Regular audits ensure compliance with and further development of our security standards.
Get an independent CFO assessment of your figures.
Connect your accounts in just a few minutes and get an in-depth cash flow analysis—right in your account.
FAQ – COMMITLY AI Insights
What exactly does COMMITLY AI Insights do?
COMMITLY AI Insights analyzes your structured banking, planning, and forecasting data and evaluates it like an external CFO. You receive a context-based assessment of Cash position, budget realism, and risks—including clear recommendations for action.
Does COMMITLY AI Insights replace a tax advisor or CFO?
No. AI does not replace personal advice. However, it provides an independent, data-based second opinion at CFO level – available at any time and without additional personnel costs.
Will my data be used for model training?
No. Your financial data will not be used for external training purposes and will not be passed on to third parties.
Will my data leave the EU?
No. Processing and storage take place exclusively within the EU region. No data is transferred to third countries.
Who can use AI Insights in the company?
Only authorized users with the appropriate role can activate AI Insights. The function can also be controlled by an active opt-in/opt-out.
What data is analyzed?
Only structured financial data from your COMMITLY account, e.g.: Account balances, cash flow data, budgets and forecasts, Plan/actual comparisons
No external documents or unstructured files are processed.
How transparent are the AI recommendations?
Each assessment is based on specific bookings and planning data. You can always see which data forms the basis for an assessment.
How can we prevent incorrect data from leading to incorrect recommendations?
Before analysis, the system checks the data structure, time period, status (planned vs. actual), and completeness. Missing or inconsistent data is taken into account and classified accordingly.
Is COMMITLY AI Insights already fully developed?
COMMITLY AI Insights is continuously being developed. New findings and optimizations are constantly incorporated into the analysis to further increase the quality and relevance of the evaluations.
Can I influence the AI ratings or provide feedback?
Yes. Each individual statement can be rated directly (thumbs up/thumbs down).
Your feedback is incorporated into the continuous improvement of the analysis logic and helps to make recommendations even more precise and practical.
Why is feedback important?
Financial assessment is context-dependent. Your feedback helps the system learn to better align assessments with real business situations—without using your data for external training purposes.
How up-to-date are the analyses?
The analysis is based on your current data. Results are stored temporarily for performance optimization and recalculated as needed.
Which companies is COMMITLY AI Insights suitable for?
For companies that want to Cash position manage their Cash position , identify budget risks early on, and make informed financial decisions—especially SMEs, growth-oriented companies, and start-up teams.
Is COMMITLY security certified?
Yes. COMMITLY is ISO 27001:2022 certified. Regular audits ensure compliance and continuous development of security standards.