Company card for your team:
virtual, physical, in your cash flow

The company opens a wallet, tops it up and issues cards to employees, teams or projects. Admins set a limit and the permitted merchant categories per card. Whoever holds a card pays within that limit without getting each expense approved first. The receipt comes in by photo through the app, the payment is in the cash flow immediately, and at month end everything goes to accounting with its receipt.

A company credit card pays from a credit line granted by the bank and is settled later. The COMMITLY company card is a debit card: it charges the balance in your wallet immediately. There is no credit line, no interest and no collective statement at month end. In return your forecast knows the amount the moment it is paid.

Yes, every employee gets their own card, virtual within seconds or physical by post. It is a debit card, not a credit card: it pays from the company's wallet, not from a credit line. You define per card how much may be spent and on what, and you see every payment with name, amount and receipt. The employee card is free, physical cards cost EUR 5.00 per card and month.

A card without plastic: card number, expiry date and security code are created in COMMITLY and ready to use at once, for software subscriptions, advertising accounts or online purchases. With Apple Pay and Google Pay you also pay in store. Virtual cards are free and unlimited at COMMITLY, including single-use cards for one secure online payment.

As many as your team needs, there is no upper limit. Virtual cards are free and created in seconds. Physical cards are optional at EUR 5.00 per card and month; the fee is charged directly by our banking partner, the overview of all fees is in the help centre. The COMMITLY Card & Wallet add-on itself is free in every edition.

Every card gets a spending limit, and you define the merchant categories it works for. Only admins set and change limits. So the approval is built into the card: whoever holds it may pay within the limit, and afterwards you only check the receipt.

Yes. The COMMITLY Wallet is a business account with a German IBAN: you receive and send payments with it, create virtual IBANs for projects, sites or clients and issue the company cards on it. It is operated through our partner Swan, an electronic money institution authorised by the French financial supervisory authority ACPR; COMMITLY is the technical intermediary. The wallet is open to all customers with an active COMMITLY account, not in the free trial.

You photograph the receipt at the time of purchase in the COMMITLY Spend app, which matches it to the card payment and reminds you by push if one is missing. In the app you also approve supplier invoices from COMMITLY Bills; cards, limits and the wallet are managed in the browser, on your smartphone too. The DATEV export from COMMITLY includes the card transactions, together with the receipts and a COMMITLY audit page that states who paid and approved what, and when. More about the app on the spend management page.

For company cards yes, with a different starting point. Moss, Pliant, Pleo, Spendesk and Finway are specialists for company cards and expenses. COMMITLY comes from cash flow planning: the wallet is a business account, the cards are a free add-on, and every card payment shows up immediately in the rolling forecast, next to supplier invoices, open items and bank accounts. Travel expense reporting with per diems and mileage is something COMMITLY deliberately does not offer.

No. The wallet and the cards require an active COMMITLY account and identification with our banking partner. In the trial you get to know cash flow planning, the forecast and scenarios; you activate the add-on afterwards in a few minutes.