13-week cash flow planning:
week by week from your accounts
week by week from your accounts
What makes a 13-week plan
A quarter in view
Short enough to plan week by week, long enough to take countermeasures when things get tight.
Week by week
Salaries, taxes, rent and loan repayments fall in particular weeks. Monthly planning blurs exactly these peaks.
Direct method
Receipts against payments, no P&L figures. What counts is what arrives in your account and what leaves it.
Rolling
Every week one week drops off and a new one is added. The view always reaches 13 weeks ahead.
The 13-week plan in four steps
The 13-week forecast, rolling
- Week-by-week outlook over the next 13 weeks, plus the forecast over 90 to 360 days
- Bank balances, credit lines and open items in one view
- Rolling: the period extends itself
The cautious path: scenarios and minimum liquidity
- Scenarios in addition to the forecast, without overwriting the plan
- Play through late receipts, new costs or a lost order
- Credit line visible as a limit in the chart
Plan against actuals, every week
- Variances by category, with drill-down to the single transaction
- Amount and timing: spot payments made early or late
- Reports as PDF or Excel, for example for the bank meeting
When weeks count: the 13-week check
For bank meetings, a drop in revenue or the heightened duty of care as managing director of a GmbH. A report pack from COMMITLY Advisory, prepared by the AI, reviewed and approved by a COMMITLY expert.
Liquidity status
Per account including undrawn credit lines, payables due in the next 21 days and coverage ratio.
13-week matrix
With a safety margin on receipts and a mark-up on payments — the conservative path. Weeks below the early-warning line are flagged.
Risks and tasks
Risks, a list of open questions and tasks with dates. On request, the working file in Excel as well.
Clearly scoped
A documented building block of your early crisis detection under § 1 of the German StaRUG — explicitly not a solvency assessment and not a going-concern forecast. If the traffic light shows red, we tell you when it is time to see an auditor or restructuring advisor.
Proven by entrepreneurs, for entrepreneurs.
If you want to save time and get away from spreadsheets, this software is exactly right. I haven't found anything better.
Managing Director BMU Veranstaltungstechnik
COMMITLY is one of the reasons we have been able to grow so strongly over the past few years. A very simple and efficient way to keep cash flow in view and under control.
CFO Basenbox
This is why a spreadsheet-based liquidity analysis is unnecessary! No more manual spreadsheets, so the effort has dropped considerably. On top of that the quality of the numbers has improved noticeably, which gives real confidence on such a sensitive topic.
Managing Director Bimanu
Absolutely recommended. Thanks to Commitly we can track our revenue and our costs down to the day, and plan the current year on that basis. Much better and much simpler to handle, thanks to Commitly.
Finance Manager Yogaeasy
A great tool for cash flow planning. Commitly helps us plan our cash flow and see where we may stand at the end of the month or the year. A range of analyses gives us a good overview and makes spreadsheets obsolete here too.
Managing Director Klebekerlchen
How do you connect COMMITLY with lexoffice? Honestly, I can only vaguely remember. All you have to do is go to Integrations in the COMMITLY settings, click a button for "connect lexoffice" and log in to lexoffice as usual. That was it.
Managing Director Pro.Tec Solutions
Before we started using COMMITLY we tested and reviewed a number of cash flow planning tools. With COMMITLY the numbers are now in our own hands, and we can categorise them ourselves, more finely and independently of the DATEV chart of accounts. That makes shortfalls and opportunities easier to spot.
CEO, Managing Director Mate IT GmbH
A great cash flow planning tool. COMMITLY helps us make decisions and plan ahead. Can we afford new staff, new equipment or new projects? COMMITLY answers those questions quite reliably for us.
Head of Finance GDW Global Digital Women GmbH
The best cash flow planning tool and a lifesaver for the business. Commitly helps us plan our financial headroom at any time. The intelligent forecasts and the direct connection to our accounting are particularly good.
Managing Director huhuco UG
For us the best choice for cash flow planning. At Modoplus we value clear tools that noticeably improve day-to-day efficiency — for cash flow planning we found what we were looking for in COMMITLY. You can clearly tell the tool was built by people who know and understand the financial planning challenges young companies face.
Founder & CEO Modoplus GmbH
The simplicity of the daily account information. The way Commitly learns with every transaction. Wherever you are, you are always able to keep an eye on your liquidity.
Managing Director Quadrex Unternehmensgruppe
Commitly makes it easy to record and adjust future cash flows. Using it is self-explanatory. That keeps the focus on the substance of the advisory conversation.
FinancePartners Beratungsges mbH
Commitly makes it possible for us to plan our company's liquidity transparently. Without Commitly we would be lost. And the competition trails badly in quality, or is far too expensive. Commitly does exactly what it is supposed to do!
Founder OpenForests
Seven quarters as OMR Leader. 140+ reviews. 4.8 out of 5 stars. 97 percent positive.
Owner-managers, finance leads and accounting firms across the German-speaking market use COMMITLY for cash flow forecasting, plan vs. actual comparison and bank connectivity. That gives COMMITLY the highest customer rating among the leading cash flow planning tools in the DACH region.
Ready for your cash flow platform?
Frequently asked questions
An outlook over the next 13 weeks — one quarter — week by week. Using the direct method, it sets expected receipts against expected payments and shows the bank balance at the end of each week. Rolling means: every week one week drops off and a new one is added, so the view always reaches 13 weeks ahead.