Spend management:
cards, invoices and payments in your cash flow

COMMITLY Spend is the spend management of the COMMITLY cash flow platform. It consists of two add-ons: Card & Wallet for company cards and business account and Bills for supplier invoices, plus the COMMITLY Spend app for receipts and approvals. The difference to pure spend tools: every card, every invoice and every payment shows up in the cash flow forecast immediately.

Roles for capturers, reviewers and approvers, approval rules per area with thresholds, and for company cards the approval in the card itself: limit and merchant category per card, set by admins. Every action is in the audit trail; on export to accounting the log sits behind the receipt in the same file. How to set up the rules is shown on the invoice approval page.

COMMITLY combines both: cash flow planning with forecast, scenarios and plan-actual comparison on one side, company cards, supplier invoices and payments on the other. Because everything runs on the same platform, you do not have to transfer expenses into a planning tool; they are there as soon as they arise.

No, Card & Wallet and Bills can be booked separately. Card & Wallet is free in every edition, Bills is an add-on on top. The editions are priced fairly and transparently, with attractive discounts for 12 and 24 months; the overview is on the pricing page.

No, and that is deliberate. Travel and expense reporting with per diems, mileage and receipt checks under travel rules is the territory of the expense specialists. COMMITLY Spend is operational spend and payment management connected to cash flow: cards, invoices, payments, accounting.

Photograph receipts at purchase and match them to the card payment, approve supplier invoices on the go, and push notifications for transactions, missing receipts and open approvals. The app is in the App Store and on Google Play. Issuing cards, setting limits and triggering payments is done in the browser, on your smartphone too.

Yes. Approved supplier invoices are paid directly from COMMITLY or exported as a SEPA file. Accounting receives an export with the receipt image and a COMMITLY audit page stating who approved what and when; card transactions with their receipts are included. For DATEV it goes out by export and comes back with the open items through the DATEV uploader. Open items also come from Lexware Office, sevdesk, BuchhaltungsButler, weclapp, MOCO and Zoho Books, bank accounts via PSD2 and EBICS; for your own systems there are the API and the MCP server.

Yes. In COMMITLY you see every card payment the moment it happens and every approved invoice with its due date, both directly in the cash flow forecast. Add the balances of all connected bank accounts, up to date daily. So you see not only what was spent, but what the spending does to the liquidity of the coming weeks.

COMMITLY is built for that: approval rules per area with thresholds, roles for capturers, reviewers and approvers, for cards the approval within the limit, and a complete audit trail that sits behind the receipt on export. The rules grow with you: new areas, sites or companies get their own policies. Hosted in Germany, certified to ISO 27001:2022, GDPR-compliant, card payments through an EU-regulated partner.

By not letting the expenses arise in different tools in the first place. In COMMITLY card payments, supplier invoices, bank transactions and open items come together in one data base, ordered by category and business partner. Several companies are consolidated in one group view. Reports, plan-actual comparisons and the forecast come from the same numbers, as PDF or Excel.

Moss, Pliant, Pleo, Spendesk and Finway are specialists for company cards and expenses, strong where many employees make many small purchases. COMMITLY starts from cash flow: cash flow planning is the core, cards and invoices are add-ons that write straight into it. If you mainly want to report expenses, the specialists are the right place; if you want to know what the spending does to the liquidity of the coming weeks, COMMITLY is.